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New4 hours ago

190 Carlton Street

451 - Downtown, St. Catharines

$589,900

Detached|Bungalow
2 | 2 | 3
About this home

Complete in law suite already set up and ready for the new owners, Conveniently located to public transit, highway access, shopping, public and catholic schools. You couldn't ask for a more complete home for those with extended family needs. The main level features a lovely functional kitchen that overlooks the spacious living room and dining area. The main 4 piece bathroom and 2 bedrooms complete the main living level. There's a convenient set of patio doors that lead from one of the bedrooms to a private wood deck and the above ground pool. The lower level features an in law suite with kitchen, large living room, formal bedroom , 3 piece bathroom and laundry facilities. The property has a detached single car garage and driveway parking for 2-3 vehicles. The property is located just down the street from St. Denis Catholic school and close to Harriet Tubman Public School. Seller is including all pool equipment and accessories and the appliances are negotiable.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,298
Lot Size42.94 ft x 103.2 ft
mls© NumberX13708592
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,019
Property tax
$275
Heat allowance
$150
Housing costs
$3,444 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $117,980
25-yr amortization

Income needed

$106,000

gross annual household income

Payment at 4%
$2,482 / mo
Cash down
$117,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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