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Listed 10 days ago

134 1/2 York Street

451 - Downtown, St. Catharines

$389,900

Detached|Bungalow
2 | 1 | 2
About this home

Attention first-time buyers and empty nesters - this charming bungalow could be the perfect place to call home! Step through the front door into a spacious, light-filled foyer complete with a convenient front hall closet. Continue into the cozy living room where you will notice that there is plenty of natural light which creates a warm and welcoming atmosphere. An oversized arched opening leads seamlessly into the open-concept dining area and bright kitchen, making the space ideal for everyday living and entertaining. The generous primary bedroom was previously two separate bedrooms and offers the flexibility to easily convert the space back, depending on your needs. A second bedroom and 4-piece bathroom complete the main living area. At the rear of the home, enjoy the added bonus of a sunroom before stepping outside to your private backyard. Outside, you'll also appreciate the convenience of a private driveway, which provides convenient off-street parking. Centrally located close to shopping, transit, highway access and everyday amenities, this is a wonderful opportunity to get into the market, downsize comfortably or simply make a charming home your own. Don't miss your chance to see it!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,132
Lot Size30 ft x 89.62 ft
mls© NumberX13676896
Listed ByRE/MAX HENDRIKS TEAM REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,996
Property tax
$261
Heat allowance
$150
Housing costs
$2,407 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $77,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,641 / mo
Cash down
$77,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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