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Listed 20 days ago

15 Catherine Street

451 - Downtown, St. Catharines

$379,900

Detached|2-Storey
2 | 2 | 2
About this home

Well maintained and updated Century home circa 1885 on a great street just outside of St. Catharines' downtown core. Two comfy bedrooms upstairs and a well-appointed 4 pc bath.Main floor features a highly functional updated kitchen with lots of cabinets, island, skylight and great appliances including built-in dishwasher. Spacious dining room, cozy living room, and updated 2 pc main floor bath offering a huge convenience and comfort bonus. Partial and partially finished basements provides excellent room for extra living space and/or storage. Other updates include windows, recent split A/C system, highly efficient on-demand hot water system provides both heat and hot water.Enclosed mud room at back leads to a fully fenced rear yard with storage shed and private driveway.Just move in and enjoy this great property and be 10 minutes from everywhere.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$3,242
Lot Size32.2 ft x 100 ft
mls© NumberX13636770
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,945
Property tax
$270
Heat allowance
$150
Housing costs
$2,365 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $75,980
25-yr amortization

Income needed

$73,000

gross annual household income

Payment at 4%
$1,599 / mo
Cash down
$75,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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