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451 - Downtown, St. Catharines
$535,000
Located in the heart of St. Catharines, this charming three-bedroom, one-bathroom century home combines timeless character with tasteful modern updates. From the moment you arrive, you'll appreciate the inviting covered front porch, striking red front door, updated vinyl siding and double-pane vinyl windows that give the home outstanding curb appeal. Step inside to a bright and welcoming foyer featuring fresh paint and newer flooring. The spacious living room showcases beautiful trim work and crown moulding before leading into the separate dining room, where an exposed brick chimney, updated lighting and large windows create a warm, inviting atmosphere. The kitchen has been thoughtfully updated with stainless steel appliances, shaker-style cabinetry accented with gold hardware and an abundance of storage. Upstairs, you'll find three generously sized bedrooms that are larger than what is typically found in homes of this style and size. Brand-new carpeting has just been installed on the staircase and upper landing, and all three bedrooms share a stylish four-piece bathroom. The unfinished basement offers excellent ceiling height, making it ideal for storage today while providing potential for future finishing. Outside, the oversized backyard features a deck, patio stone seating area, new staircase with modern metal railings leading from the back door and a large garden shed for additional storage. Not only does the home provide a driveway space, one of the unique advantages of this location is the consistent availability of street parking directly in front of the home, a rare and valuable feature for downtown living. Recent updates include: New LVP flooring (2025), New Dishwasher, (2025), New laundry machines (2021). Situated in one of St. Catharines' up-and-coming neighbourhoods, this move-in-ready home is conveniently located close to highway access, downtown restaurants and cafés, shopping, parks and many other everyday amenities.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,040 |
| Lot Size | 32 ft x 100 ft |
| mls© Number | X13568050 |
| Listed By | RE/MAX HENDRIKS TEAM REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,738
- Property tax
- $253
- Heat allowance
- $150
- Housing costs
- $3,142 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$97,000
gross annual household income
- Payment at 4%
- $2,251 / mo
- Cash down
- $107,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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