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New5 days ago

79 Carlton Street

452 - Haig, St. Catharines

$449,500

Detached|Bungalow
3 | 2 | 4
About this home

Welcome to this spacious and charming 3-bedroom bungalow, offering plenty of room for the whole family and the added flexibility of an in-law suite in the basement. Featuring 3+1 bedrooms, 2 full bathrooms (basement has an ensuite 3pc bath), 2 kitchens, and separate entrances, this home is ideal for families, first-time buyers, retirees, or those looking for additional living space. Full of character and timeless charm, the home showcases original hardwood floors, beautiful trim, original doors and classic doorknobs, along with a separate dining area and a bright sunroom overlooking the backyard. Outside, enjoy a large, private fenced yard complete with fruit trees and plenty of space to relax, entertain, or garden, plus a detached garage for added convenience. The home also features a high-efficiency furnace, some newer windows, and an owned hot water tank. Centrally located close to the highway, downtown, shopping, schools, and everyday amenities, this home offers a fantastic combination of character, space, versatility, and location. A wonderful opportunity to make this charming bungalow your own!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,967
Lot Size45 ft x 141.65 ft
mls© NumberX13695402
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,301
Property tax
$247
Heat allowance
$150
Housing costs
$2,698 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $89,900
25-yr amortization

Income needed

$83,000

gross annual household income

Payment at 4%
$1,892 / mo
Cash down
$89,900

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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