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Price Change$424,500

106 Carlton Street

451 - Downtown, St. Catharines

$399,900

Detached|Bungalow
2 | 1 | 2
About this home

Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - Rent-to-Own Option Available - The perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size< 700 sq. ft.
Property Tax$2,615
Lot Size36 ft x 100 ft
mls© NumberX13492276
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$218
Heat allowance
$150
Housing costs
$2,415 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$74,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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