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451 - Downtown, St. Catharines
$399,900
Stop Renting, Start Building Your Future. Welcome to 106 Carlton Street, St.Catharines - Rent-to-Own Option Available - The perfect place to take your first step into homeownership. This charming, completely renovated 2-bedroom detached bungalow offers stylish, move-in-ready living with all the major updates already completed, so you can simply unpack and enjoy. Meticulously renovated from top to bottom, this home features a new roof, windows, doors, flooring, updated electrical and plumbing, a beautiful modern kitchen, and a stunning 4-piece bathroom. The bright, thoughtfully designed interior blends contemporary finishes with comfortable living, creating a space that feels like home the moment you walk through the door. Whether you're a first-time buyer, downsizer, or investor, this low-maintenance property offers exceptional value and peace of mind. Situated in a convenient, walkable neighbourhood, you're just steps from shopping, restaurants, schools, parks, public transit, and all the everyday amenities you need. Why continue paying someone else's mortgage when you can start investing in your own future? 106 Carlton Street is affordable, beautifully updated, and ready to welcome you home. Your next chapter starts here!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | < 700 sq. ft. |
| Property Tax | $2,615 |
| Lot Size | 36 ft x 100 ft |
| mls© Number | X13492276 |
| Listed By | RE/MAX GARDEN CITY REALTY INC, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $218
- Heat allowance
- $150
- Housing costs
- $2,415 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$74,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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