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451 - Downtown, St. Catharines
$389,900
Ideal little bungalow for someone just starting to get into the market or for someone wanting easy care living and No condo fees. Backing onto Terry Fox Trail with a separate Zen room for quiet reflection and nature watching. Easy access to public transit and shopping. full width covered front porch . kitchen and bathroom upgrades separate entrance into potential finished basement. This is a diamond in the rough for someone who doesn't mind a little bit of work.4 pc. bath down and a 3 pc. ensuite bath on main floor have both been upgraded. Flexible closing with vacant immediate possession.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,808 |
| Lot Size | 30 ft x 84 ft |
| mls© Number | X13485502 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,996
- Property tax
- $234
- Heat allowance
- $150
- Housing costs
- $2,380 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$73,000
gross annual household income
- Payment at 4%
- $1,641 / mo
- Cash down
- $77,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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