Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
Loading...Listing Image
1 / 0
Listed 1 month ago

220 Geneva Street

451 - Downtown, St. Catharines

$475,000

Detached|2-Storey
3 | 4 | 2
About this home

Centrally located two-storey duplex offering incredible potential for investors, contractors, or buyers looking for a full renovation project. This vacant property requires extensive cosmetic updates throughout and should be viewed as an opportunity to completely transform the space and make it your own. The home features a functional layout with 3 bedrooms and 2.5 bathrooms in the main unit, including a primary bedroom with an ensuite and walk-in closet. The basement unit has a separate entrance with 1 bedroom and 1 bathroom, offering excellent future income potential once renovated. With no rear neighbours and mature trees, the backyard has the potential to become a private oasis. Conveniently located close to shopping, grocery stores, restaurants, and just minutes from the QEW, this property is ideal for commuters and those looking to add value through significant improvements.

Extras

No extras listed.

Visit this home

Pick a time that works for you.

No upcoming open houses.

Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,850
Lot Size26.6 ft x 100 ft
mls© NumberX13604036
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,431
Property tax
$321
Heat allowance
$150
Housing costs
$2,902 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $95,000
25-yr amortization

Income needed

$89,000

gross annual household income

Payment at 4%
$1,999 / mo
Cash down
$95,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

Nearby listings

Comparable sales

  • No similar listings found.