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451 - Downtown, St. Catharines
$299,900
Looking for a starter home or a smart investment property? This bungalow has exactly what you need. Featuring approximately 800 sq. ft. of above-grade space, the home offers an inviting open-concept living and dining room, with two bedrooms and a 4-piece bath all conveniently located on the main floor. Outside, you'll find a small, low-maintenance backyard that is perfect for a weekend BBQ. The location is incredibly convenient and walkable, situated just steps from public transit, local schools, and the mall. Whether you're looking to break into the market or add a turnkey property to your portfolio, this one checks all the boxes. Set up your private showing!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,225 |
| Lot Size | 33.01 ft x 56 ft |
| mls© Number | X13428104 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,535
- Property tax
- $185
- Heat allowance
- $150
- Housing costs
- $1,870 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$58,000
gross annual household income
- Payment at 4%
- $1,262 / mo
- Cash down
- $59,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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