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Price Change$339,900

146 Carlton Street

451 - Downtown, St. Catharines

$299,900

Detached|Bungalow
2 | 1 | 0
About this home

Looking for a starter home or a smart investment property? This bungalow has exactly what you need. Featuring approximately 800 sq. ft. of above-grade space, the home offers an inviting open-concept living and dining room, with two bedrooms and a 4-piece bath all conveniently located on the main floor. Outside, you'll find a small, low-maintenance backyard that is perfect for a weekend BBQ. The location is incredibly convenient and walkable, situated just steps from public transit, local schools, and the mall. Whether you're looking to break into the market or add a turnkey property to your portfolio, this one checks all the boxes. Set up your private showing!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,225
Lot Size33.01 ft x 56 ft
mls© NumberX13428104
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,535
Property tax
$185
Heat allowance
$150
Housing costs
$1,870 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $59,980
25-yr amortization

Income needed

$58,000

gross annual household income

Payment at 4%
$1,262 / mo
Cash down
$59,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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