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452 - Haig, St. Catharines
$549,000
Welcome to this well maintained, updated 3-B/R backsplit offering 1,366 sq. ft. of finished living space - larger than it appears! With 3 finished levels & numerous recent upgrades, this move-in ready home is perfect for first-time buyers, growing families, or those looking to downsize. Main level features a bright living/dining room combination, completed by a beautifully renovated kitchen (2026) offering abundant cabinetry, generous counter space & under-cabinet lighting. A spacious primary BR boasts a large closet & is conveniently located on the main floor, along with an updated 4-pc bath (2018). Upper level showcases new flooring on the staircase & landing (2026), two good sized BR & second 4-pc bath. The lower level provides a warm, inviting rec room featuring multiple windows filling the space w/natural light, pot lights w/dimmers, 6 built-in ceiling speakers for a Dolby Atmos sound system, projector & screen for movie nights or entertaining family & friends. Completing this level is a laundry room w/stackable washer/dryer combined with a convenient 2-pc bath. Recent improvements include new front LR & DR windows, furnace & C/A (2024), rear deck (2022), Electrical panel (2026) & Leaf Guard (2020), offering peace of mind for years to come. Situated in a well-established St. Catharines neighbourhood, this home is surrounded by mature trees & quiet residential streets while being just minutes from every convenience. Enjoy walking distance to schools, parks, shopping, restaurants & public transit. Downtown St. Catharines, a variety of dining, entertainment & cultural attractions are only minutes away. Commuters will appreciate the quick access to QEW & HWY 406, while Brock University, Hospital & many other amenities are all within easy reach. Offering more living space than meets the eye, this thoughtfully updated home is move-in ready while retaining the warmth & charm of an established property in one of St. Catharines' most convenient neighbourhoods.
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| Type | Detached |
| Style | Backsplit 3 |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,408 |
| Lot Size | 40 ft x 120 ft |
| mls© Number | X13657400 |
| Listed By | BOLDT REALTY INC., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,810
- Property tax
- $284
- Heat allowance
- $150
- Housing costs
- $3,244 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$100,000
gross annual household income
- Payment at 4%
- $2,310 / mo
- Cash down
- $109,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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