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451 - Downtown, St. Catharines
$399,900
LOCATION, LOCATION, LOCATION! Looking for a diamond in the rough? This is your opportunity to own a home with old-world charm and incredible potential. Situated on a desirable OVERSIZED corner lot in the heart of Downtown St. Catharines, this 1880's two-storey home offers 1,478 sq. ft. of above-grade living space and is perfect for investors, renovators, first-time buyers, or anyone looking to build equity through cosmetic updates. Boasting a modern great room addition, this home also features main floor laundry, a gorgeous gas fireplace, and an inviting walkout to a spacious wrap-around deck overlooking the fully fenced, private backyard. Nestled among mature trees, the outdoor space provides plenty of shade and privacy, while a large workshop offers endless possibilities for the handy homeowner. Inside, you'll find 3 bedrooms and 2 bathrooms, including walk-in closets in two of the bedrooms, along with wheelchair accessibility for added versatility. Enjoy all the benefits of this walkable downtown location with convenient access to local restaurants, cafés, boutique shopping, parks, trails, the Meridian Centre, and the FirstOntario Performing Arts Centre. Public transit and schools are just a short walk away. 83 York Street presents an excellent opportunity to restore the character of a classic home while unlocking its prime equity-building potential in one of St. Catharines' most vibrant neighbourhoods.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,611 |
| Lot Size | 28.55 ft x 125 ft |
| mls© Number | X13600230 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,047
- Property tax
- $301
- Heat allowance
- $150
- Housing costs
- $2,498 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$77,000
gross annual household income
- Payment at 4%
- $1,683 / mo
- Cash down
- $79,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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