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Price Change$425,000

83 York Street

451 - Downtown, St. Catharines

$399,900

Detached|2-Storey
3 | 2 | 2
About this home

LOCATION, LOCATION, LOCATION! Looking for a diamond in the rough? This is your opportunity to own a home with old-world charm and incredible potential. Situated on a desirable OVERSIZED corner lot in the heart of Downtown St. Catharines, this 1880's two-storey home offers 1,478 sq. ft. of above-grade living space and is perfect for investors, renovators, first-time buyers, or anyone looking to build equity through cosmetic updates. Boasting a modern great room addition, this home also features main floor laundry, a gorgeous gas fireplace, and an inviting walkout to a spacious wrap-around deck overlooking the fully fenced, private backyard. Nestled among mature trees, the outdoor space provides plenty of shade and privacy, while a large workshop offers endless possibilities for the handy homeowner. Inside, you'll find 3 bedrooms and 2 bathrooms, including walk-in closets in two of the bedrooms, along with wheelchair accessibility for added versatility. Enjoy all the benefits of this walkable downtown location with convenient access to local restaurants, cafés, boutique shopping, parks, trails, the Meridian Centre, and the FirstOntario Performing Arts Centre. Public transit and schools are just a short walk away. 83 York Street presents an excellent opportunity to restore the character of a classic home while unlocking its prime equity-building potential in one of St. Catharines' most vibrant neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,611
Lot Size28.55 ft x 125 ft
mls© NumberX13600230
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$301
Heat allowance
$150
Housing costs
$2,498 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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