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451 - Downtown, St. Catharines
$699,900
Welcome to this beautifully updated Georgian-style home, where timeless architecture meets modern convenience in one of St. Catharines' most established neighbourhoods. Offering approximately 1,640 sq. ft. of finished living space, this elegant 2-storey residence features 3 bedrooms, 2 full bathrooms, and 2 fully equipped kitchens, making it ideal for multi-generational living, an in-law suite, extended family, guests, or buyers looking for added flexibility and potential mortgage assistance.Thoughtfully updated throughout, the home features two renovated kitchens with brand new cabinetry and appliances, new carpet on the upper level, ceramic tile flooring in the lower level, and a unique rooftop terrace, perfect for morning coffee or relaxing evenings. Mature trees and private gardens create a peaceful outdoor setting rarely found this close to the city's amenities.Rich in local history, this property sits on land once belonging to the prestigious Woodruff Estate, home to the magnificent DeVeaux Hall, one of St. Catharines' grandest Victorian mansions. Located beside the estate's original gatehouse, the home offers a rare opportunity to own a property connected to one of the city's most significant historic landmarks.Conveniently located just minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, the Niagara Health Hospital, Highway 406, shopping, restaurants, cafés, schools, parks, golf, wineries, and everyday amenities, this location offers outstanding lifestyle and convenience.Whether you're searching for a character home, family home, executive residence, multi-generational property, or an investment opportunity with income potential, 193 Ontario Street delivers timeless charm, modern updates, flexible living space, and an exceptional location in the heart of St. Catharines.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,316 |
| Lot Size | 47.67 ft x 120 ft |
| mls© Number | X13643842 |
| Listed By | REVEL Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $443
- Heat allowance
- $150
- Housing costs
- $4,175 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$128,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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