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Listed 19 days ago

193 ONTARIO Street

451 - Downtown, St. Catharines

$699,900

Detached|2-Storey
3 | 2 | 3
About this home

Welcome to this beautifully updated Georgian-style home, where timeless architecture meets modern convenience in one of St. Catharines' most established neighbourhoods. Offering approximately 1,640 sq. ft. of finished living space, this elegant 2-storey residence features 3 bedrooms, 2 full bathrooms, and 2 fully equipped kitchens, making it ideal for multi-generational living, an in-law suite, extended family, guests, or buyers looking for added flexibility and potential mortgage assistance.Thoughtfully updated throughout, the home features two renovated kitchens with brand new cabinetry and appliances, new carpet on the upper level, ceramic tile flooring in the lower level, and a unique rooftop terrace, perfect for morning coffee or relaxing evenings. Mature trees and private gardens create a peaceful outdoor setting rarely found this close to the city's amenities.Rich in local history, this property sits on land once belonging to the prestigious Woodruff Estate, home to the magnificent DeVeaux Hall, one of St. Catharines' grandest Victorian mansions. Located beside the estate's original gatehouse, the home offers a rare opportunity to own a property connected to one of the city's most significant historic landmarks.Conveniently located just minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, the Niagara Health Hospital, Highway 406, shopping, restaurants, cafés, schools, parks, golf, wineries, and everyday amenities, this location offers outstanding lifestyle and convenience.Whether you're searching for a character home, family home, executive residence, multi-generational property, or an investment opportunity with income potential, 193 Ontario Street delivers timeless charm, modern updates, flexible living space, and an exceptional location in the heart of St. Catharines.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$5,316
Lot Size47.67 ft x 120 ft
mls© NumberX13643842
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,582
Property tax
$443
Heat allowance
$150
Housing costs
$4,175 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $139,980
25-yr amortization

Income needed

$128,000

gross annual household income

Payment at 4%
$2,945 / mo
Cash down
$139,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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