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459 - Ridley, St. Catharines
$649,000
Welcome to 15 Springbank Dr, a charming all-brick bungalow nestled on a quiet, tree-lined street in one of St. Catharines' most desirable neighborhoods, just steps from prestigious Ridley College and convenient access to Highway 406.Situated on an impressive oversized lot, this well-maintained home offers exceptional outdoor space with a fully fenced backyard, mature landscaping, perennial gardens, patio area, and plenty of room for family gatherings, gardening, or future enjoyment.The bright main floor features a functional open-concept layout with spacious living and dining areas, large windows, and an updated kitchen complete with quartz countertops, stylish cabinetry, and ample workspace. Two generously sized bedrooms and a modern full bathroom complete the main level.The lower level has recently been improved with new flooring and the addition of a 3-piece bathroom, creating even more versatile living space. With a large recreation area, additional rooms suitable for bedrooms, a home office, hobby room, or gym, plus plenty of storage, the basement offers endless possibilities for growing families or multi-purpose use.An attached garage, covered front porch, and numerous updates throughout the years add to the appeal of this move-in ready home. Conveniently located near schools, parks, shopping, restaurants, downtown St. Catharines, and major transportation routes, this is a fantastic opportunity to own a beautiful bungalow in an established and highly sought-after community.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,168 |
| Lot Size | 60 ft x 124.55 ft |
| mls© Number | X13614000 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,322
- Property tax
- $347
- Heat allowance
- $150
- Housing costs
- $3,819 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,731 / mo
- Cash down
- $129,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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