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Listed 27 days ago

15 Springbank Drive

459 - Ridley, St. Catharines

$649,000

Detached|Bungalow
2 | 2 | 5
About this home

Welcome to 15 Springbank Dr, a charming all-brick bungalow nestled on a quiet, tree-lined street in one of St. Catharines' most desirable neighborhoods, just steps from prestigious Ridley College and convenient access to Highway 406.Situated on an impressive oversized lot, this well-maintained home offers exceptional outdoor space with a fully fenced backyard, mature landscaping, perennial gardens, patio area, and plenty of room for family gatherings, gardening, or future enjoyment.The bright main floor features a functional open-concept layout with spacious living and dining areas, large windows, and an updated kitchen complete with quartz countertops, stylish cabinetry, and ample workspace. Two generously sized bedrooms and a modern full bathroom complete the main level.The lower level has recently been improved with new flooring and the addition of a 3-piece bathroom, creating even more versatile living space. With a large recreation area, additional rooms suitable for bedrooms, a home office, hobby room, or gym, plus plenty of storage, the basement offers endless possibilities for growing families or multi-purpose use.An attached garage, covered front porch, and numerous updates throughout the years add to the appeal of this move-in ready home. Conveniently located near schools, parks, shopping, restaurants, downtown St. Catharines, and major transportation routes, this is a fantastic opportunity to own a beautiful bungalow in an established and highly sought-after community.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,168
Lot Size60 ft x 124.55 ft
mls© NumberX13614000
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,322
Property tax
$347
Heat allowance
$150
Housing costs
$3,819 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,800
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,731 / mo
Cash down
$129,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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