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451 - Downtown, St. Catharines
$949,900
Welcome to 52 Yates Street! This beautiful Neo Tudor style 2.5 storey home is located in the heritage district of downtown St. Catharines. Built in 1926 by Prominent Architects Nicholson & Macbeth. Together, they became the most celebrated architectural duo in Niagara Region history! As soon as we step inside, we notice lead glass windows, the stone floor hallway, hardwood floors, and the beautiful wooden staircase. The living room offers an abundance of windows for lots of natural light, a gas fireplace and built-in cabinetry. The generous formal dining room has a bay window and decorative fireplace. Notice the ceiling beams! We continue onto the kitchen with its sandstone countertops and sink, and stainless steel appliances. We ascend the stairs to explore the second floor. Here we find three good sized bedrooms. A 3-pc ensuite services the primary bedroom. A 4-pc can also be found on the second floor. The second floor also offers an office space. Notice the beautiful wood in this area! Let's continue on; we head up to the third level, where we find a bright, multifunctional area. This could be used as a family room, a fourth bedroom, a crafts room, or work out studio. Right behind it is a convenient storage area. Now we head all the way down, to the basement. Here we find the laundry room and a 2-pc powder room, plus two storage rooms. Last, but not least, is the outside. To the side of this beautiful house, we find the cozy interlocked terrace area. Updates include: A/C: 2021, EV charger rough-in, water softener: 2021, washer & dryer: 2021; Hot water On Demand: 2021, garage door and remote: 2023, all kitchen appliances replaced in 2024. Ask listing agent for the complete list.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $5,434 |
| Lot Size | 70 ft x 39.1 ft |
| mls© Number | X13512032 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,862
- Property tax
- $453
- Heat allowance
- $150
- Housing costs
- $5,465 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$168,000
gross annual household income
- Payment at 4%
- $3,997 / mo
- Cash down
- $189,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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