113 St. Paul Crescent
458 - Western Hill, St. Catharines
$659,900
Welcome to 113 St. Paul Crescent. This 3 bedroom, two story home is nestled on a quiet, treelined residential street. Walking distance to the 12 Mile Creek, downtown St. Catharines and the GO train. A prime location just minutes from Ridley College, highway access, the hospital, and a selection of grocery stores and everyday amenities. Off the dining room is a bonus/storage/sun room that has a lot of potential to put your touch on. Updated kitchen (2024) with new cupboards and quartz counter. California shutters. Hardwood floors. Situated on a corner lot with plenty of yard space and perennial flowers.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,797 |
| Lot Size | 78.5 ft x 55 ft |
| mls© Number | X13578824 |
| Listed By | REVEL Realty Inc., Brokerage |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,378
- Property tax
- $316
- Heat allowance
- $150
- Housing costs
- $3,844 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,777 / mo
- Cash down
- $131,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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