1 Cumming Street
458 - Western Hill, St. Catharines
$349,900
CALLING ALL INVESTORS! Take a look at this great opportunity. Located in the west end of St. Catharines, 1 Cumming Street is a 2 bedroom 1 bath home just minutes away from the Fourth Ave area with shops, resturants and Downtown St. Catharines, while also having both the QEW and 406 highways nearby. This property has a road connection to the parallel street known as Kent Street having the potential to be severed. This is also an equally great opportunity for a first time home buyer to build some equity by putting your own personal stamp on it!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,353 |
| Lot Size | 13.72 metres x 32.22 metres |
| mls© Number | X13513004 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,791
- Property tax
- $279
- Heat allowance
- $150
- Housing costs
- $2,220 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$68,000
gross annual household income
- Payment at 4%
- $1,472 / mo
- Cash down
- $69,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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