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Listed 20 days ago

19 Bailey Street

458 - Western Hill, St. Catharines

$389,000

Detached|1 1/2 Storey
3 | 2 | 3
About this home

Discover the perfect blend of modern comfort and exceptional investment potential at 19 Bailey, a renovated 3-bedroom, 2-bathroom duplex in St. Catharines. Bathed in natural light through expansive windows, this tastefully updated residence features premium laminate flooring and contemporary finishes throughout. The main floor unit is designed for easy living and entertaining, boasting a bright, open-concept kitchen and living area, a spacious bedroom with an oversized double-door closet, a stylish four-piece bathroom, and a dedicated utility and laundry room. Upstairs, the private second unit offers a fully equipped kitchen, two well-appointed bedrooms, its own convenient in-suite laundry, and a second four-piece bathroom. Perfectly situated just minutes from scenic parks, walking trails, local shopping, and major highways, this property delivers ultimate convenience for contemporary living. Whether you are an astute investor seeking a turnkey addition to your portfolio or a homebuyer looking to offset your mortgage with rental income, this exceptional property promises to impress.

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,390
Lot Size35 ft x 105 ft
mls© NumberX13636496
Listed ByRE/MAX ABOUTOWNE REALTY CORP.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,991
Property tax
$283
Heat allowance
$150
Housing costs
$2,424 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $77,800
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,637 / mo
Cash down
$77,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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