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458 - Western Hill, St. Catharines
$389,000
Discover the perfect blend of modern comfort and exceptional investment potential at 19 Bailey, a renovated 3-bedroom, 2-bathroom duplex in St. Catharines. Bathed in natural light through expansive windows, this tastefully updated residence features premium laminate flooring and contemporary finishes throughout. The main floor unit is designed for easy living and entertaining, boasting a bright, open-concept kitchen and living area, a spacious bedroom with an oversized double-door closet, a stylish four-piece bathroom, and a dedicated utility and laundry room. Upstairs, the private second unit offers a fully equipped kitchen, two well-appointed bedrooms, its own convenient in-suite laundry, and a second four-piece bathroom. Perfectly situated just minutes from scenic parks, walking trails, local shopping, and major highways, this property delivers ultimate convenience for contemporary living. Whether you are an astute investor seeking a turnkey addition to your portfolio or a homebuyer looking to offset your mortgage with rental income, this exceptional property promises to impress.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,390 |
| Lot Size | 35 ft x 105 ft |
| mls© Number | X13636496 |
| Listed By | RE/MAX ABOUTOWNE REALTY CORP. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,991
- Property tax
- $283
- Heat allowance
- $150
- Housing costs
- $2,424 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,637 / mo
- Cash down
- $77,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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