


























55 Kent Street
458 - Western Hill, St. Catharines
$574,900
Updated brick bungalow duplex set on a premium 50 x 160 ft ravine lot backing onto 12 Mile Creek in the heart of Western Hill. This fully finished property features a separate entrance to the lower level, offering excellent versatility for investors or multi-generational living. With a total of 5 bedrooms, 2 full bathrooms, and approximately 1,800 sq ft of finished living space, the layout provides comfortable living options on both levels with great functionality throughout. Positioned at the end of a quiet street, this home offers added privacy while still being conveniently located just minutes to downtown St. Catharines, hospital, Brock University, schools, shopping, and all essential amenities. The deep lot with ravine setting provides a unique backdrop and added appeal. Whether you're looking to add to your investment portfolio or secure a property with built-in income potential, this is a solid opportunity in one of St. Catharines' fastest-growing neighbourhoods. Photos are from prior to tenancy.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,568 |
| Lot Size | 50 ft x 160.42 ft |
| mls© Number | X13690664 |
| Listed By | COLDWELL BANKER ADVANTAGE REAL ESTATE INC, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,943
- Property tax
- $297
- Heat allowance
- $150
- Housing costs
- $3,390 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$104,000
gross annual household income
- Payment at 4%
- $2,419 / mo
- Cash down
- $114,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.











































































































































































































































































































































































































































































































































































































































































































