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New4 days ago

44 Churchill Street

458 - Western Hill, St. Catharines

$469,000

Detached|Bungalow
3 | 1 | 4
About this home

The perfect home for a first time buyer, retiree, or those looking to downsize! Economical, move-in ready and in close proximity to schools, parks, the St. Catharines GO station, community centre, restaurants and all kinds of great amenities. This 3 bedroom, 1 bath bungalow offers a bright, open concept kitchen with updated white cupboards, granite countertops, SS appliances, a cute dining room and doors opening out to a spacious sun-drenched deck ideal for summer BBQs (gas BBQ hook-up), entertaining friends and family or simply enjoying a quiet coffee in the morning. Attractive laminate flooring throughout this carpet-free home with a cozy living room adjacent to the 3 bedrooms. The partially finished basement can be accessed via the front entrance and features the recreation room, laundry room, storage space and utility room. Other great features of this property include central air, driveway parking for 2-3 cars, a workshop with hydro, a large fully fenced backyard - all this in a quiet, convenient, family friendly neighbourhood in the west end of St. Catharines. Get it before it's gone!!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,490
Lot Size30 ft x 157.5 ft
mls© NumberX13698218
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,401
Property tax
$208
Heat allowance
$150
Housing costs
$2,758 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $93,800
25-yr amortization

Income needed

$85,000

gross annual household income

Payment at 4%
$1,974 / mo
Cash down
$93,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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