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New4 days ago

105 Hillview Road

458 - Western Hill, St. Catharines

$565,000

Detached|Bungalow
3 | 2 | 3
About this home

105 Hillview Road presents a well-built bungalow on a deep ravine lot, well suited for immediate use with future possibilities. Backing onto a tranquil ravine and set on a 41 x 149 ft lot, this nearly 1,000 sq ft home features a functional layout with living and dining areas, a kitchen, three bedrooms, and a 4-piece bathroom. A separate entrance provides added flexibility for those considering extended family living or long-term potential. The walkout basement is a practical and valuable feature, highlighted by a newly finished rec room, additional living space, a 3-piece bathroom, and direct access to the backyard. The outdoor setting is enhanced by an on-ground swimming pool, shed, and the natural privacy of the ravine backdrop, creating a peaceful space ideal for relaxing or hosting family and friends. Conveniently located near shopping, schools, and amenities, this is a solid opportunity in a well-established area.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,410
Lot Size41.35 ft x 149.4 ft
mls© NumberX13700042
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,892
Property tax
$284
Heat allowance
$150
Housing costs
$3,326 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,000
25-yr amortization

Income needed

$102,000

gross annual household income

Payment at 4%
$2,378 / mo
Cash down
$113,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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