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458 - Western Hill, St. Catharines
$449,900
Extensively updated and move-in ready, this well-maintained home offers peace of mind with professionally completed foundation work, full basement waterproofing with city permits, a gas furnace and central heating system (2017), 200-amp electrical service with copper wiring, and a 1-year-old owned hot water heater.The bright main floor features marble flooring throughout, a cozy fireplace, and an upgraded kitchen with a large island, quartz countertops, and quality appliances. The basement adds valuable extra space with one bedroom, a kitchenette, and a 2-piece bathroom rough-in.Situated on a generous 52 x 105 ft lot, the property offers parking for up to five vehicles, a large three-season porch, artificial turf in both the front and backyard, landscaping lighting, and a spacious storage shed.Conveniently located just minutes to The Pen Centre, Ridley College, the GO Station, and Brock University, this home is ideal for families, professionals, or investors seeking a property with quality upgrades, functional living space, and excellent long-term value.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | < 700 sq. ft. |
| Property Tax | $2,473 |
| Lot Size | 52.5 ft x 105 ft |
| mls© Number | X13626470 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $206
- Heat allowance
- $150
- Housing costs
- $2,659 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$82,000
gross annual household income
- Payment at 4%
- $1,893 / mo
- Cash down
- $89,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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