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Listed 1 month ago

15 Kirk Street

458 - Western Hill, St. Catharines

$374,990

Detached|Bungalow
2 | 1 | 3
About this home

Opportunity awaits at this bungalow in a desirable West St. Catharines location. Whether you're a first-time buyer or looking to simplify, this home offers a practical layout with two bedrooms, a bright living space and an eat-in kitchen. Enjoy a large, private backyard complete with patio space and a substantial shed, along with ample parking for added convenience. A solid opportunity for those looking to personalize a home in awell-established neighbourhood. Positioned close to Brock University, schools, parks, shopping and trails, with easy access to transit-making it a smart choice for both lifestyle and long-term value. RSA.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,006
Lot Size45.39 ft x 105.45 ft
mls© NumberX13586142
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,919
Property tax
$167
Heat allowance
$150
Housing costs
$2,237 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $74,998
25-yr amortization

Income needed

$69,000

gross annual household income

Payment at 4%
$1,578 / mo
Cash down
$74,998

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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