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458 - Western Hill, St. Catharines
$579,000
Welcome to this beautifully renovated home in the heart of St. Catharines, offering exceptional value for first time buyers, families, and investors alike. Thoughtfully updated throughout, this move in ready property features modern finishes while maintaining a warm and inviting feel. Enjoy a spacious private driveway with ample parking and a large backyard, perfect for entertaining, gardening, or creating your own outdoor oasis. Conveniently located close to schools, parks, shopping, public transit, and major amenities, this is an outstanding opportunity to own a turnkey home with plenty of indoor and outdoor space at an incredible value. Don't miss your chance to make 85 Pelham Road your next home!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,319 |
| Lot Size | 35.1 ft x 117.92 ft |
| mls© Number | X13599166 |
| Listed By | Best Sellers Realty Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,964
- Property tax
- $277
- Heat allowance
- $150
- Housing costs
- $3,390 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$104,000
gross annual household income
- Payment at 4%
- $2,437 / mo
- Cash down
- $115,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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