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Listed 7 days ago

4 Hilda Street

458 - Western Hill, St. Catharines

$399,900

Detached|Bungalow
2 | 1 | 4
About this home

Charming bungalow featuring 2 bedrooms, 1 bathroom, a versatile attic space, and a spacious, light-filled sunroom wrapped in windows, totaling over 1,300 sq ft of abovegrade living space! (as per floor plans). As you approach the house, you are welcomed by a covered front porch that leads you into a bright living room featuring stylish newflooring. The eat-in kitchen opens up into a spacious sunroom overlooking a private, generously sized backyard-perfect for entertaining and gatherings. The home has alarge primary bedroom , a second comfortable bedroom, a full bathroom and a bonus attic space that could have many uses. Freshly painted throughout. Fenced-in yard foradded privacy. The driveway could accommodate 4 cars. The garage is currently used as a workshop but can easily be converted back to a garage. Conveniently located closeto shops, parks, schools, and major highways. Move in ready. Make it yours!

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,738
Lot Size40 ft x 118 ft
mls© NumberX13685394
Listed ByMICHAEL ST.JEAN REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$228
Heat allowance
$150
Housing costs
$2,425 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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