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458 - Western Hill, St. Catharines
$648,000
Welcome to 100 Louth Street, a newly renovated property offering exceptional versatility and future potential in a convenient St. Catharines location.This property features two self-contained units with separate entrances, making it ideal for multi-generational living, owner-occupancy with possible rental income or as a turnkey investment. The main unit offers 3 spacious bedrooms, a bright kitchen, and a modern 4-piece bathroom. The second unit features 1 bedroom, its own kitchen, and a 4-piece bathroom. Recent renovations provide a fresh, updated feel throughout, allowing buyers to move in or begin generating potential rental income. Situated on a large lot, the property offers ample outdoor space, 6 car driveway and exciting future possibilities. For those looking to maximize development potential, 100 Louth Street can be purchased together with the neighbouring property at 98 Louth Street. Conveniently located close to shopping, schools, parks, and public transit, this is an opportunity to secure a renovated income-generating property with long-term upside potential.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,691 |
| Lot Size | 65.82 ft x 166.73 ft |
| mls© Number | X13497236 |
| Listed By | INFINITY 8 REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,317
- Property tax
- $308
- Heat allowance
- $150
- Housing costs
- $3,774 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$116,000
gross annual household income
- Payment at 4%
- $2,727 / mo
- Cash down
- $129,600
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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