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Listed 2 months ago

10 MONCK Street

458 - Western Hill, St. Catharines

$395,000

Detached|Bungalow
3 | 1 | 4
About this home

Welcome to 10 Monck Street, a beautifully updated bungalow tucked on a quiet street in one of St. Catharines' most convenient pockets. With just under 1,000 sq ft of thoughtfully updated one floor living, this home checks all the boxes for first time buyers and downsizers alike.Inside, you will find updated flooring, a refreshed kitchen, and a newly installed 200 amp electrical panel, giving you the peace of mind of a home that has been taken care of. The open concept living, dining, and kitchen layout creates a bright and connected feel that works beautifully for everyday living and entertaining. The gas fireplace adds warmth and character, making the main living space feel comfortable and inviting from the moment you walk in. A bonus room at the back of the home offers flexible space perfect for a mudroom, home office, or whatever your lifestyle calls for.Outside is where this one really shines. Sitting on a premium 45 x 148 foot lot, there is serious potential here. Think pool, playground, or your own private backyard retreat. The detached garage with electrical is a dream for car enthusiasts or anyone in need of a solid workshop space.Unfinished basement offers additional storage space. Located close to great schools, all amenities, the GO Station, and just a short distance to downtown St. Catharines. Easy, comfortable, and move in ready.

Extras

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Got questions?

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$3,124
Lot Size45 ft x 148 ft
mls© NumberX13517696
Listed ByKELLER WILLIAMS COMPLETE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,022
Property tax
$260
Heat allowance
$150
Housing costs
$2,432 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,000
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,662 / mo
Cash down
$79,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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