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Listed 1 month ago

33 Cherry Street

451 - Downtown, St. Catharines

$1,400,000

Detached|2-Storey
3 | 4 | 4
About this home

Nestled in the prestigious Yates Street neighborhood on the edge of downtown St. Catharine's, this exquisite architecturally designed residence offers a blend of historic reverence & modern luxury. Custom-built, the property showcases exceptional craftsmanship, with a thoughtful versatile floor plan, that includes a fully independent apartment. The main level welcomes with an impressive solid wood entry door, leading a private home office/bedroom into an expansive, light-filled open-concept living area. At the heart of the home is the kitchen featuring a center island, butler's pantry, and seamless views of the dining and living spaces. Soaring ceilings, accented by architectural beams, frame a gas fireplace flanked by custom built-in cabinetry. A sweeping bank of rear windows frames picturesque views of the lush, manicured gardens. The upper level comprises of 2 more bedrooms, each featuring a private bath. The primary retreat offers a dedicated sitting area, a walk-in closet, and a spa-like 4 pc bath with a separate shower & soaking tub. A laundry room provides walk-in access to extensive attic storage. Lower level is a premium, self-contained suite, complete with a full kitchen, open-concept living & dining areas, and a spacious bedroom with 3 piece bath & laundry. A step outside reveals a private backyard paradise. Multiple patio & seating areas are enveloped by mature, towering trees & professional landscaping. Designed with foresight, the garage includes a rear pass-through door & a reinforced concrete pad, effortlessly accommodating future pool installation. Enjoy a vibrant, walkable downtown lifestyle just steps from Montebello Park, the First Ontario Performing Arts Centre, the Meridian Centre, and upscale dining. The St. Catharine's Golf & Country Club is 2 min's away, with rapid access to the 406, QEW, & Niagara Health System. Perfectly positioned for commuters & leisure alike, the home sits just 20 minutes from Niagara's wine country & 1hr from Toronto.

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
Style2-Storey
Approx. Age16-30
Size1500-2000 sq. ft.
Property Tax$8,640
Lot Size37 ft x 197.7 ft
mls© NumberX13579952
Listed ByCHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$7,166
Property tax
$720
Heat allowance
$150
Housing costs
$8,036 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $280,000
25-yr amortization

Income needed

$247,000

gross annual household income

Payment at 4%
$5,891 / mo
Cash down
$280,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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