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451 - Downtown, St. Catharines
$1,400,000
Nestled in the prestigious Yates Street neighborhood on the edge of downtown St. Catharine's, this exquisite architecturally designed residence offers a blend of historic reverence & modern luxury. Custom-built, the property showcases exceptional craftsmanship, with a thoughtful versatile floor plan, that includes a fully independent apartment. The main level welcomes with an impressive solid wood entry door, leading a private home office/bedroom into an expansive, light-filled open-concept living area. At the heart of the home is the kitchen featuring a center island, butler's pantry, and seamless views of the dining and living spaces. Soaring ceilings, accented by architectural beams, frame a gas fireplace flanked by custom built-in cabinetry. A sweeping bank of rear windows frames picturesque views of the lush, manicured gardens. The upper level comprises of 2 more bedrooms, each featuring a private bath. The primary retreat offers a dedicated sitting area, a walk-in closet, and a spa-like 4 pc bath with a separate shower & soaking tub. A laundry room provides walk-in access to extensive attic storage. Lower level is a premium, self-contained suite, complete with a full kitchen, open-concept living & dining areas, and a spacious bedroom with 3 piece bath & laundry. A step outside reveals a private backyard paradise. Multiple patio & seating areas are enveloped by mature, towering trees & professional landscaping. Designed with foresight, the garage includes a rear pass-through door & a reinforced concrete pad, effortlessly accommodating future pool installation. Enjoy a vibrant, walkable downtown lifestyle just steps from Montebello Park, the First Ontario Performing Arts Centre, the Meridian Centre, and upscale dining. The St. Catharine's Golf & Country Club is 2 min's away, with rapid access to the 406, QEW, & Niagara Health System. Perfectly positioned for commuters & leisure alike, the home sits just 20 minutes from Niagara's wine country & 1hr from Toronto.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 16-30 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $8,640 |
| Lot Size | 37 ft x 197.7 ft |
| mls© Number | X13579952 |
| Listed By | CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $7,166
- Property tax
- $720
- Heat allowance
- $150
- Housing costs
- $8,036 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$247,000
gross annual household income
- Payment at 4%
- $5,891 / mo
- Cash down
- $280,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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