









56 Welland Avenue
451 - Downtown, St. Catharines
$340,000
Charming and full of opportunity, this adorable 2-bedroom bungalow is perfectly positioned in the heart of St. Catharines. Less than 1km to the Farmer's Market, Meridian Centre, Montebello Park, and the First Ontario Performing Arts Centre, and only 2km to the shopping on Fourth Avenue, as well as the Marotta Family Hospital! Set on a deep lot with a private driveway, covered front porch, spacious backyard, and large deck, this home offers the ideal blend of comfort, convenience, and future potential. Inside, you'll find a bright and functional layout with inviting living and dining spaces, two well-sized bedrooms, and the ease of main floor living. The unfinished basement offers additional storage and exciting potential to finish and customize to suit your needs. Whether you're a first-time buyer ready to enter the market, an investor seeking a centrally located property, or a downsizer looking for low-maintenance city living, this home checks all the boxes. Enjoy being just minutes from Montebello Park, downtown restaurants and cafés, entertainment venues, shopping, transit, Hwy 406, and the QEW. With walkable amenities and endless possibilities to personalize the space, this is your chance to create something special in a fantastic location!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,649 |
| Lot Size | 25 ft x 127 ft |
| mls© Number | X13222926 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,740
- Property tax
- $221
- Heat allowance
- $150
- Housing costs
- $2,111 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$65,000
gross annual household income
- Payment at 4%
- $1,431 / mo
- Cash down
- $68,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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