

































44 Carlisle Street
451 - Downtown, St. Catharines
$550,000
Positioned in the heart of downtown St. Catharines, this mixed-use opportunity offers flexibility, visibility, and long-term potential in one of the city's most active urban corridors. Zoned M2-92, the property lends itself to a variety of uses, making it an attractive option for investors, entrepreneurs, and business owners alike. Imagine operating your business from the main level, complete with space for offices, client reception, or professional services, while utilizing the upper floor as a residential apartment to generate additional income or provide convenient live-work accommodations. Originally built in 1910, the property offers generous principal rooms, 3 bedrooms, and 2 bathrooms across a versatile layout. Key updates include a waste stack replacement (2022), serviced A/C (2023), and a well-maintained roof. An environmental report is available for added peace of mind. Just steps from the Meridian Centre, home of the IceDogs and River Lions, the First Ontario Performing Arts Centre, downtown restaurants, cafés, and local shops, the location benefits from exceptional walkability and exposure. With convenient access to the downtown transit hub, GO Station, Highway 406, and the QEW, commuting throughout Niagara, Hamilton, and the GTA is effortless. Whether you're looking to establish your business, expand your portfolio, or explore future redevelopment possibilities, this is a unique opportunity in a high-demand downtown location.
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,279 |
| Lot Size | 25 ft x 59 ft |
| mls© Number | X13636042 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,815
- Property tax
- $273
- Heat allowance
- $150
- Housing costs
- $3,238 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$100,000
gross annual household income
- Payment at 4%
- $2,314 / mo
- Cash down
- $110,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.







































































































































































































































































































































































































































































































































































































































































































































































































