12 Cross Street
450 - E. Chester, St. Catharines
$379,900
Attention First Time Home Buyers and Investors!! Welcome to the all stucco 2 storey home located closs to schools and many amenities. Main floor consists of a spacious living area with hardwood floors and a bonus family room of the kitchen. Upstairs features a large Master bedroom, accessible 4 piece bathroom and 2nd bedroom. Good size backyard with 2 garden sheds and room for a nice seating area. This home is ready for your finishing touches.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,402 |
| Lot Size | 36.2 ft x 84 ft |
| mls© Number | X13553060 |
| Listed By | STICKS & BRICKS REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,945
- Property tax
- $200
- Heat allowance
- $150
- Housing costs
- $2,295 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$71,000
gross annual household income
- Payment at 4%
- $1,599 / mo
- Cash down
- $75,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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