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450 - E. Chester, St. Catharines
$409,900
Beautifully updated 3-bedroom, 1-bathroom detached home offers the perfect mix of character, functionality, and modern living. The open-concept living and dining space is thoughtfully designed, balancing functionality with elegance and filled with natural light. The renovated kitchen features newer appliances and opens directly onto a large rear deck overlooking the spacious backyard - creating an ideal space for entertaining, summer dinners, or simply enjoying your own outdoor retreat. The original character shines through in the beautiful oak staircase and classic architraves surrounding the doorways, while the charming front porch and generous backyard add to the home's appeal. Major updates include A/C (2018), furnace (2019), kitchen renovation and kitchen window (2021), porch (2023), window maintenance (2026), and basement waterproofing (2026) with transferrable lifetime warranty. A move-in-ready home with the major improvements already addressed, generous outdoor space, and distinctive character throughout. Ideally located close to schools, parks, shopping, transit, and major amenities. Driveway currently and historically used exclusively by the seller for 2 vehicles (shared/mutual driveway on title)
No extras listed.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,021 |
| Lot Size | 32.07 ft x 75.66 ft |
| mls© Number | X13689604 |
| Listed By | REVEL REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,098
- Property tax
- $252
- Heat allowance
- $150
- Housing costs
- $2,500 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$77,000
gross annual household income
- Payment at 4%
- $1,725 / mo
- Cash down
- $81,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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