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450 - E. Chester, St. Catharines
$639,900
Very well kept fully finished custom built 3 bedroom, 4 bathroom (2 full baths and 2 half baths) 2 storey home boasting 9' ceilings throughout the main floor. Main floor showcases bright and spacious living room with gas fireplace, pot lights and hardwood flooring; large kitchen with white cabinets, stone backsplash, stainless steel appliances, breakfast bar island, pot lights and ceramic tile flooring; dinette with door leading to rear yard; 2 piece powder room and handy mudroom with access to garage. Upper level features good sized primary bedroom with 4 piece ensuite and walk-in closet plus 2 additional bedrooms; 4 piece main bath and convenient upper level laundry room. Lower level offers additional living space with its huge rec room that features newer laminate flooring '26 as well as a 2 piece bath, large cold room and a utility room. Fully fenced yard complete with large 14.6' x 18' concrete pad with gazebo, gas BBQ with gas line hookup and shed. Quick and easy access to QEW. Great location close to many amenities.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 6-15 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,269 |
| Lot Size | 35.25 ft x 103.22 ft |
| mls© Number | X13663260 |
| Listed By | RE/MAX ESCARPMENT REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,275
- Property tax
- $439
- Heat allowance
- $150
- Housing costs
- $3,864 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$119,000
gross annual household income
- Payment at 4%
- $2,693 / mo
- Cash down
- $127,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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