2 Shetland Crescent
450 - E. Chester, St. Catharines
$579,000
Excellent first time home buyer or investor property nestled in this corner lot in a family-friendly neighbourhood right next to Jeaune Sauvee French Immersion Public School and Kernahan Park. This backsplit offers 3 bedrooms on the upper level, 2 large bedrooms on the lower levels, two 3-pcbathrooms, an all-season sunroom that leads to the garage and backyard, a large side deck for extra storage and seating. Close to shopping amenities, schools, parks, public transit and places of worship.
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| Type | Detached |
| Style | Backsplit 4 |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,495 |
| Lot Size | 63.09 ft x 91.28 ft |
| mls© Number | X13552678 |
| Listed By | UNION CAPITAL REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,964
- Property tax
- $375
- Heat allowance
- $150
- Housing costs
- $3,488 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$107,000
gross annual household income
- Payment at 4%
- $2,437 / mo
- Cash down
- $115,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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