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456 - Oakdale, St. Catharines
$469,000
NO REAR NEIGHBOURS! Enjoy peace and quiet at 13 Prestwick, ideally situated on a quiet dead-end avenue. This well-positioned home offers 2 bedrooms and 1 full bath on the main floor, plus an additional bedroom and full bath in the lower level, providing flexible space for family, guests, or a home office. Situated on a 35' x 110 lot, the property also features a detached garage that is fully insulated and equipped with both heat and hydro-ideal for a workshop, hobby space, or additional storage. Just a short walk to Thorncliff Park, with convenient access to shopping, parks, recreation, schools and major transportation routes, this is a great opportunity to enjoy a peaceful residential setting in a well-established St. Catharines neighbourhood.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,892 |
| Lot Size | 35 ft x 110 ft |
| mls© Number | X13697318 |
| Listed By | RE/MAX ESCARPMENT GOLFI REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,401
- Property tax
- $241
- Heat allowance
- $150
- Housing costs
- $2,792 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$86,000
gross annual household income
- Payment at 4%
- $1,974 / mo
- Cash down
- $93,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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