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New4 days ago

13 Prestwick Avenue

456 - Oakdale, St. Catharines

$469,000

Detached|Bungalow
2 | 2 | 4
About this home

NO REAR NEIGHBOURS! Enjoy peace and quiet at 13 Prestwick, ideally situated on a quiet dead-end avenue. This well-positioned home offers 2 bedrooms and 1 full bath on the main floor, plus an additional bedroom and full bath in the lower level, providing flexible space for family, guests, or a home office. Situated on a 35' x 110 lot, the property also features a detached garage that is fully insulated and equipped with both heat and hydro-ideal for a workshop, hobby space, or additional storage. Just a short walk to Thorncliff Park, with convenient access to shopping, parks, recreation, schools and major transportation routes, this is a great opportunity to enjoy a peaceful residential setting in a well-established St. Catharines neighbourhood.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,892
Lot Size35 ft x 110 ft
mls© NumberX13697318
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,401
Property tax
$241
Heat allowance
$150
Housing costs
$2,792 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $93,800
25-yr amortization

Income needed

$86,000

gross annual household income

Payment at 4%
$1,974 / mo
Cash down
$93,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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