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Listed 1 month ago

5 Shetland Crescent

450 - E. Chester, St. Catharines

$699,999

Detached|Sidesplit 4
3 | 3 | 5
About this home

Welcome to Shetland Crescent: a warm and inviting family home tucked away in a sought afterneighbourhood. With virtually no through traffic, this is the kind of street where kids cansafely play outside and neighbours truly feel like a community. Located just steps to a parkand school, it's an ideal place to raise a family.This well maintained 4 level sidesplit offers an excellent layout with the perfect balance ofopen flow and defined living spaces. The bright living and dining areas lead into abeautifully updated eat in kitchen featuring quartz countertops and hardwood flooringthroughout. Natural light pours through the charming bay window, creating a warm and welcomingatmosphere throughout the home.Just a few steps down, the sunken family room with a cozy fireplace is the perfect space formovie nights, relaxing evenings, or spending time together. Walk straight out to the fullyfenced backyard featuring a manicured lawn, gazebo, and composite deck with built in lighting.Perfect for summer nights while kids and dogs burn off energy.Upstairs offers 3 spacious bedrooms, while the finished lower level provides incredibleflexibility with a rec room ideal for mini-sticks or movie marathons, plus a dedicated officenook so you can comfortably work from home.Clean, updated, and move-in ready with modern upgrades throughout, this is a warm andwelcoming home in an excellent location. 5 Shetland Crescent is truly a wonderful place tocall home.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleSidesplit 4
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,473
Lot Size55.13 ft x 92.18 ft
mls© NumberX13561220
Listed ByNEW ERA REAL ESTATE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,583
Property tax
$373
Heat allowance
$150
Housing costs
$4,106 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $140,000
25-yr amortization

Income needed

$126,000

gross annual household income

Payment at 4%
$2,946 / mo
Cash down
$140,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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