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Listed 1 month ago

28 Grantham Avenue

450 - E. Chester, St. Catharines

$429,900

Detached|Bungalow
2 | 2 | 2
About this home

Welcome to 28 Grantham Avenue, a beautifully updated bungalow offering the perfect blend of character, modern updates, and functional living space. Featuring 3 bedrooms, 2 full bathrooms, and a fully-finished basement, this move-in ready home is ideal for first-time buyers, downsizers, or anyone looking for a turnkey property in a convenient St. Catharines location. Step inside and be greeted by a bright, inviting main floor showcasing rich hardwood flooring, oversized trim details, and a spacious open-concept living and dining area perfect for everyday living and entertaining. The heart of the home is the stunning brand-new kitchen (2026), thoughtfully designed with custom cabinetry, butcher block countertops, gorgeous tile backsplash, stainless steel appliances, bonus coffee bar and an abundance of storage and workspace.The main level offers two comfortable bedrooms and a full bathroom, while the fully finished lower level expands your living space with a large rec room, potential for in-law suite, third bedroom, second full bathroom, and plenty of room for guests, a home office, or growing families. Outside, enjoy a spacious backyard shaded by mature trees, offering plenty of room for gardening, pets, kids, or summer gatherings. The charming covered front porch provides the perfect place to enjoy your morning coffee while adding to the home's curb appeal. Conveniently located close to schools, shopping, public transit, and highway access, this beautifully updated bungalow offers outstanding value and the opportunity to simply move in and enjoy. Welcome Home !

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size< 700 sq. ft.
Property Tax$2,349
Lot Size30 ft x 111.39 ft
mls© NumberX13604896
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,200
Property tax
$196
Heat allowance
$150
Housing costs
$2,546 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $85,980
25-yr amortization

Income needed

$78,000

gross annual household income

Payment at 4%
$1,809 / mo
Cash down
$85,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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