125 S Grantham Avenue S
450 - E. Chester, St. Catharines
$399,000
Affordable living with potential! Stop renting and start investing! This charming 2-bedroom bungalow sits on an expansive 80-foot wide lot backing onto protected park space - a rare find at this price point. Featuring a functional layout and a warm, inviting atmosphere, this home is ready for your personal touch. The detached garage with power provides utility for storage or a home business. With low taxes ($2,278 in 2025) and a prime location near the QEW and local amenities, this is a great opportunity for investors or those looking to downsize without sacrificing land. Don't miss out on the best-valued lot in St. Catharines!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,278 |
| Lot Size | 80.04 ft x 100 ft |
| mls© Number | X12954488 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,042
- Property tax
- $190
- Heat allowance
- $150
- Housing costs
- $2,382 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$73,000
gross annual household income
- Payment at 4%
- $1,679 / mo
- Cash down
- $79,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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