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Listed 18 days ago

40 BARTLETT Street

445 - Facer, St. Catharines

$499,000

Detached|1 1/2 Storey
3 | 3 | 4
About this home

Beautiful newly renovated 1.5 storey home features one main floor bedroom (or office) with a full bathroom, two bedrooms on the 2nd floor with a 3-piece bathroom. Fully finished basement with one bedroom, kitchen, 3 pc bathroom and living area, separate entrance. New flooring throughout the house (July 2026), brand new AC and furnace (Aug, 2026) . The house is located in St. Catharine's Facer neighbourhood. 2 Min To QEW/Shopping, 7 Min Niagara College, 10 Min To Brock University.

Extras

No extras listed.

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Got questions?

Contact Angela directly.

agent
Angela Montano
(647) 283-2643

This seller is holding back offers

Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.

TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,126
Lot Size40.09 ft x 114.4 ft
mls© NumberX13649130
Listed By1ST SUNSHINE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,554
Property tax
$261
Heat allowance
$150
Housing costs
$2,965 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,800
25-yr amortization

Income needed

$91,000

gross annual household income

Payment at 4%
$2,100 / mo
Cash down
$99,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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