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Price Change$564,900

261 Vine Street

446 - Fairview, St. Catharines

$549,900

Detached|Bungalow
3 | 2 | 5
About this home

Beautifully Renovated Bungalow in the Heart of St. Catharines -Welcome to this stunning, move-in-ready bungalow nestled in one of St. Catharines' most convenient and sought-after locations. From the moment you step inside, you'll be impressed by the bright, open-concept main living space, thoughtfully redesigned with modern finishes, new flooring, and an abundance of natural light pouring in through updated windows.The custom kitchen is a true showstopper, featuring elegant quartz countertops, sleek cabinetry, and a full suite of newer appliances-all included-making it perfect for both everyday living and entertaining.The main floor offers three generously sized bedrooms, each complete with closets, along with a beautifully renovated 4-piece bathroom designed with style and functionality in mind.A separate side entrance adds incredible versatility, providing direct access to the backyard or the potential for a private basement entrance-ideal for future in-law or income suite possibilities.Downstairs, the partially finished basement boasts over 7 feet of ceiling height and a dry, solid structure-offering endless potential to expand your living space, create a rental unit, or accommodate multi-generational living.Outside, enjoy the convenience of an extra-deep driveway leading to a detached garage, along with an almost fully fenced backyard-perfect for families, pets, or outdoor entertaining.Key Updates Include:Furnace (2020)Roof (2018)Updated wiring and plumbing

Extras

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,843
Lot Size35 ft x 100 ft
mls© NumberX12562218
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$237
Heat allowance
$150
Housing costs
$3,202 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$99,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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