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445 - Facer, St. Catharines
$435,000
Welcome to 225 Grantham Avenue, an affordable opportunity in a convenient St. Catharines location that's perfect for first-time buyers, investors, or anyone looking to simplify without giving up living space. Just minutes from shopping, restaurants, schools, parks, public transit, and with quick access to the QEW, this home makes everyday living easy.Offering 1,208 square feet above grade and no basement, this 1.5-storey home provides the benefit of lower maintenance without sacrificing functionality. The main floor features a bright, open-concept layout with large windows, updated vinyl plank flooring, a modern kitchen with clean white cabinetry, tiled backsplash, eat-in dining area, a spacious living room, one bedroom, a full 4-piece bathroom, and a convenient laundry/mechanical room. Upstairs you'll find two additional bedrooms and an updated 2-piece bathroom, a rare and valuable feature for a home of this style.The 45' x 80' lot offers a generous yet low-maintenance backyard, along with a welcoming covered front porch to enjoy your morning coffee or unwind at the end of the day. Additional updates completed in recent years include the kitchen, bathrooms, flooring, and finishes, allowing you to move in with confidence. Complete with forced air gas heating, central air conditioning, and 100-amp electrical service, this is an excellent opportunity to stop renting, start building equity, and take advantage of today's buyer-friendly market.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $2,579 |
| Lot Size | 45 ft x 80 ft |
| mls© Number | X13641378 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,227
- Property tax
- $215
- Heat allowance
- $150
- Housing costs
- $2,591 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$80,000
gross annual household income
- Payment at 4%
- $1,831 / mo
- Cash down
- $87,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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