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444 - Carlton/Bunting, St. Catharines
$609,900
Welcome to this beautifully updated bungalow nestled in a quiet, family-friendly North End neighbourhood. Offering 5 bedrooms, 2 full bathrooms, and incredible versatility, this spacious home is perfect for first-time buyers, growing families, multi-generational living, or investors seeking income potential. Pride of ownership is evident throughout, with numerous recent updates including a renovated kitchen with new tile (2025), updated bathrooms (2025), new basement flooring (2024), hot tub installation (2023), and garden shed addition (2021). Step inside to discover a bright and inviting main floor featuring beautiful hardwood flooring, large windows, and a stunning kitchen complete with custom cabinetry, stainless steel appliances, and modern finishes. The functional layout provides comfortable everyday living while offering plenty of space for family gatherings and entertaining. The fully finished lower level expands the home's living space with additional bedrooms, a full bathroom, new flooring (2024), and a separate entrance, creating excellent potential for an in-law suite or income-generating opportunity. Step outside to your private backyard retreat featuring a spacious deck, gazebo, hot tub, and beautifully maintained yard. Whether hosting summer barbecues, entertaining family and friends, or simply unwinding at the end of the day, this outdoor space is designed to be enjoyed. Conveniently located in a desirable area close to schools, parks, shopping, and everyday amenities, this move-in-ready bungalow offers the perfect blend of comfort, flexibility, and value.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,762 |
| Lot Size | 60 ft x 100 ft |
| mls© Number | X13673284 |
| Listed By | EXP REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,122
- Property tax
- $314
- Heat allowance
- $150
- Housing costs
- $3,585 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$110,000
gross annual household income
- Payment at 4%
- $2,567 / mo
- Cash down
- $121,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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