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New5 days ago

560 Carlton Street E

444 - Carlton/Bunting, St. Catharines

$469,000

Detached|Bungalow
3 | 1 | 6
About this home

Home being sold in "AS IS CONDITION' Recent flood has caused the basement to be gutted and walls etc removed to bare studs. full area is being sanitized. New furnace and hot water tank. Full rough in for basement bathroom. Was inlaw apt with separate entrance for many years. Upstairs has a new bathroom and kitchen with hardwood and tile flooring. A metal lifetime roof and attached garage on a wide treed lot.Backyard has a deck and a gazebo area with lots of privacy. Allow 24 hours for viewing with tenants. Back flap valve with approval to Complete. Basement sanitized!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$3,659
Lot Size60.3 ft x 110.33 ft
mls© NumberX13694602
Listed ByCOLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,401
Property tax
$305
Heat allowance
$150
Housing costs
$2,855 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $93,800
25-yr amortization

Income needed

$88,000

gross annual household income

Payment at 4%
$1,974 / mo
Cash down
$93,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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