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446 - Fairview, St. Catharines
$739,000
This renovated 5-level side split offers the perfect blend of space, functionality, and income potential. Home is set in a quiet cul du sac, located in family friendly North St. Catharines. The standout feature is the fully self-contained, legal 1-bedroom + den accessory dwelling unit in the basement, above grade windows, complete with its own kitchen, full bathroom, and separate living space-perfect for generating rental income or accommodating extended family. Separately on it's own, this apartment is contained with no access to upstairs unit from inside. The main area of the house has 3 levels which features 3 spacious bedrooms, 1.5 bathrooms, open concept, kitchen, living and dining. A separate family room (currently being used as a 4th bedroom) can also be great as a flex space or a private office on it's own floor with its own bathroom. No neighbours behind and a large covered porch is great for entertaining. Additional highlights include a private garage, ample parking, and a 200 amp electrical panel. Don't miss your chance to own a versatile property with built-in income potential. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**
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| Type | Detached |
| Style | Sidesplit 5 |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,564 |
| Lot Size | 50 ft x 100.2 ft |
| mls© Number | X13021758 |
| Listed By | JJN REALTY BROKERAGE INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,783
- Property tax
- $464
- Heat allowance
- $150
- Housing costs
- $4,396 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$135,000
gross annual household income
- Payment at 4%
- $3,110 / mo
- Cash down
- $147,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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