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Listed 27 days ago

32 Ghent Street

442 - Vine/Linwell, St. Catharines

$549,900

Detached|Bungalow
2 | 1 | 3
About this home

There's something genuinely special about 32 Ghent Street - and it starts the moment you step inside. The natural wood tongue-and-groove ceiling with exposed beams runs the full length of the open-concept living, dining, and kitchen area, giving this 1951 bungalow a warm, cottage-inspired character that's completely unique. Sliding glass and French doors connect the interior directly to a large rear deck with privacy screening and gas BBQ hookup, making indoor-outdoor living seamless. The kitchen is well-appointed with natural wood cabinetry, dark granite counters, a centre island, stainless appliances, and industrial pendant lighting. Two generously sized bedrooms, a 3-piece bath, dedicated laundry room, and central air round out the single-level layout - carpet free throughout. A detached garage and driveway provide parking for three. The backyard is the kind that makes you stop and look twice - deep, fully fenced, and shaded by a canopy of towering mature trees that create a park-like setting right in the city. Steps to Geneva Street, Scott Street shops and restaurants, and a short drive to the QEW. Vine/Linwell is one of St. Catharines' most established and sought-after north-end neighbourhoods.

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,000
Lot Size60 ft x 125 ft
mls© NumberX13617570
Listed ByROYAL LEPAGE NRC REALTY COMPASS ESTATES

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$333
Heat allowance
$150
Housing costs
$3,298 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$101,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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