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442 - Vine/Linwell, St. Catharines
$649,900
Welcome to this one-of-a-kind North End St. Catharines property, perfectly situated on an incredibly private, fully treed lot with storybook curb appeal. Beautifully refreshed and completely move-in ready, this charming home offers a warm, Scandinavian-inspired feel with clean lines, light-filled spaces, and a sense of hygge throughout.Inside, you'll find 3 spacious bedrooms, 2 beautifully updated bathrooms, and bright, inviting living spaces designed for everyday living and entertaining. The lower level features a versatile rec room currently being used as a fourth bedroom, offering flexible living options for families, guests, or a home office. A separate entrance to the lower level also creates excellent potential for an in-law suite or additional private living space to suit your needs.Outside is where this property truly shines. The serene backyard retreat has been thoughtfully landscaped with multiple sitting areas, including a stunning, private fire pit area surrounded by mature trees, creating an atmosphere that feels like your own secluded getaway. A detached garage and massive storage shed provide exceptional space for vehicles, hobbies, and all of your outdoor equipment.Rarely does a property offer this combination of privacy, charm, functionality, and location in one of St. Catharines' most sought-after north-end neighbourhoods. If you've been searching for a home that feels truly special from the moment you arrive, this is one you won't want to miss.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,180 |
| Lot Size | 65 ft x 125 ft |
| mls© Number | X13491386 |
| Listed By | RE/MAX NIAGARA REALTY LTD, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,326
- Property tax
- $348
- Heat allowance
- $150
- Housing costs
- $3,825 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$118,000
gross annual household income
- Payment at 4%
- $2,735 / mo
- Cash down
- $129,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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