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442 - Vine/Linwell, St. Catharines
$629,000
Set on a quiet street in the north end, this meticulously maintained brick and vinyl bungalow backs onto a peaceful, little-known city park, creating a wonderfully private setting surrounded by mature trees. The curb appeal starts with beautiful front gardens and a new concrete driveway in 2026 with parking for 4, plus a carport. Built in 1953 and offering just over 1,000 sq. ft. on the main floor and nearly double that in total finished living space, this home has been exceptionally cared for by its proud owners for over 30 years. Step inside through the updated front door to a vestibule with coat closet. Original hardwood flows through the spacious living room, hallway and all 3 bedrooms, including the primary with double closets. The main 4 piece bath has been updated. The pristine kitchen features original cabinetry along with updated countertop, sink, backsplash, flooring and range hood, while large windows in both the kitchen and dining area overlook the scenic backyard. A separate side entrance opens possibilities downstairs, including potential in-law living. The finished lower level offers a large rec room, updated 3 piece bath with shower, finished laundry room and an additional finished room ideal for an office, hobby room or storage. There is also potential to create a 4th bedroom while retaining plenty of rec room space. Important updates include furnace (2022), central air (2017) and rear and south-side vinyl siding (2024). Now back to that yard! Fully fenced and beautifully landscaped, with a patio, garden shed and greenery providing exceptional privacy. A rear gate leads down into the peaceful park beyond - a tucked-away green space that feels like an extension of your own backyard. Quiet, comfortable and wonderfully cared for - with a backyard that feels a little more like the country than the city. Just sit back, breathe and relax - you've earned it!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $4,679 |
| Lot Size | 65.3 ft x 139.6 ft |
| mls© Number | X13637654 |
| Listed By | RE/MAX HENDRIKS TEAM REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,220
- Property tax
- $390
- Heat allowance
- $150
- Housing costs
- $3,759 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$116,000
gross annual household income
- Payment at 4%
- $2,647 / mo
- Cash down
- $125,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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