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Listed 1 month ago

18 October Drive

437 - Lakeshore, St. Catharines

$799,900

Detached|Backsplit 4
3 | 2 | 4
About this home

Located in the desirable North End of St Catharines, this well-maintained 3+1 bedroom, 2 bathroom home offers a fantastic location with easy access to the Waterfront Trail system, Port Dalhousie and just a short drive to Niagara-on-the-Lake. Situated on a corner lot of 60 ft. x 100 ft. this home features an attached garage with new garage door (2026), an updated kitchen including all appliances plus breakfast nook, and a large combined living/dining room that flows into the adjoining four-season sunroom. The sunroom includes sliding doors that open to the patio and backyard - ideal for entertaining, gardening or watching the children play. Inside, the second level offers three good-sized bedrooms and a refreshed bathroom with tub and shower. Downstairs is a comfortable family room with gas fireplace, along with a fourth bedroom conveniently located across from the second bathroom, which has been nicely updated. This area is perfect for guests with potential as an in-law suite, a home office or for growing families. Below this, is the spacious laundry and utility room with lots of extra shelving and storage space. Outside, the backyard offers a dedicated gardening area, a newer storage shed, a patio with gas line for barbeque with ample green space for family activities and pets. Close to good schools, parks, shopping and everyday amenities, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBacksplit 4
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$5,281
Lot Size60 ft x 100 ft
mls© NumberX13575188
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$440
Heat allowance
$150
Housing costs
$4,684 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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