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442 - Vine/Linwell, St. Catharines
$1,365,000
Set against the backdrop of a peaceful ravine, 164A Lakeshore Road offers a way of living that feels connected to nature and shaped around everyday comfort. The exterior carries a quiet elegance, with a multi-level layout that follows the landscape with intention. Tiered decks extend toward the ravine and capture shifting light throughout the day, while the inground pool rests among mature trees and bamboo accents. Perennials add beauty with minimal upkeep, creating surroundings that feel effortless through every season. Inside, light moves across tall windows from sunrise into evening, guiding you through 3,235sqft of finished living space. The foyer opens into the great room, where height, warmth, and natural light anchor the home. The living area surrounds the fireplace and flows into the dining space and kitchen. Double built-in ovens, a glass cooktop, a bespoke smart fridge, skylight, and a walk-out to the upper deck all contribute to a kitchen designed for gathering. The primary suite offers expansive windows, a walk-in closet, a 5-piece ensuite, and a private walk-out. A second bedroom, 4-piece bath, laundry, and pantry complete the main level. The lower level has flexibility with separate entrances and two distinct living areas, ideal for multigenerational living, guest quarters, a home business, or income potential. The in-law suite features a family room with a fireplace, a kitchenette, and a bedroom with an ensuite. A second wing boasts a rec room, full kitchen, two bedrooms, and a spa-inspired bath with a rain shower and body jets. An additional 435sqft unfinished basement area provides excellent storage. Major updates include AC (2026), pool liner (2018), and a retaining wall (2016). The home also provides 200amp service, two pony panels, a 240amp hot tub hookup, and a Navien tankless system (2020) servicing the home and pool. Surrounded by nature yet moments from everyday conveniences, this home offers a lifestyle that feels elevated and grounded.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 16-30 |
| Size | 2500-3000 sq. ft. |
| Property Tax | $10,615 |
| Lot Size | 57.04 ft x 112.37 ft |
| mls© Number | X13706794 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $6,987
- Property tax
- $885
- Heat allowance
- $150
- Housing costs
- $8,021 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$247,000
gross annual household income
- Payment at 4%
- $5,744 / mo
- Cash down
- $273,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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