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Listed 3 months ago

7 Coral Drive

437 - Lakeshore, St. Catharines

$679,000

Detached|Bungalow
2 | 2 | 6
About this home

This beautifully cared-for bungalow is situated in a highly desirable, family-friendly north end neighborhood, conveniently close to schools, parks, walking trails, and Lake Ontario. The home offers approximately 2,100 sqft of finished space, including 3 or 4 bedrooms and 2 bathrooms, along with a fully finished basement. On the main floor, you'll find an inviting living room highlighted by gleaming hardwood floors, a bright dining area with sliding doors opening onto a patio surrounded by a fenced, treed yard, and an extra-deep 1.5-car garage/workshop that is perfect for hobbyists. The kitchen is equipped with generous pine cabinets and stainless-steel appliances. Both the primary and secondary bedrooms have hardwood floors, and an updated 3-piece bathroom completes this level. There's also a carport providing entry to a staircase leading to the finished basement, which could serve as an in-law suite. Downstairs, there's a spacious family room with a brick accent wall and hearth that previously had a wood stove fireplace, with the chimney still intact. A spacious 3rd bedroom, currently used as a home office, features wall-to-wall carpeting, and the laundry room can easily be converted back to a 4th bedroom if needed. Notable updates from 2014 include central air conditioning, 50-year rated roof shingles, blown-in attic insulation, a new front porch and railings, refinished hardwood floors, a completed basement with subfloor, drywall, and shower installation. Additional upgrades include a high-efficiency furnace in 2021, metal garage roof in 2021, and most windows replaced in 2024. The property features tasteful landscaping, a fully fenced backyard, and a concrete driveway that fits at least 7 vehicles plus a boat or RV. This home combines comfort, functionality, numerous updates, and a desirable location. It shows wonderfully - just move in and enjoy!

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agent
Angela Montano
(647) 283-2643
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,522
Lot Size60 ft x 125 ft
mls© NumberX13224756
Listed ByROYAL LEPAGE NRC REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,475
Property tax
$377
Heat allowance
$150
Housing costs
$4,002 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $135,800
25-yr amortization

Income needed

$123,000

gross annual household income

Payment at 4%
$2,857 / mo
Cash down
$135,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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