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437 - Lakeshore, St. Catharines
$679,000
This beautifully cared-for bungalow is situated in a highly desirable, family-friendly north end neighborhood, conveniently close to schools, parks, walking trails, and Lake Ontario. The home offers approximately 2,100 sqft of finished space, including 3 or 4 bedrooms and 2 bathrooms, along with a fully finished basement. On the main floor, you'll find an inviting living room highlighted by gleaming hardwood floors, a bright dining area with sliding doors opening onto a patio surrounded by a fenced, treed yard, and an extra-deep 1.5-car garage/workshop that is perfect for hobbyists. The kitchen is equipped with generous pine cabinets and stainless-steel appliances. Both the primary and secondary bedrooms have hardwood floors, and an updated 3-piece bathroom completes this level. There's also a carport providing entry to a staircase leading to the finished basement, which could serve as an in-law suite. Downstairs, there's a spacious family room with a brick accent wall and hearth that previously had a wood stove fireplace, with the chimney still intact. A spacious 3rd bedroom, currently used as a home office, features wall-to-wall carpeting, and the laundry room can easily be converted back to a 4th bedroom if needed. Notable updates from 2014 include central air conditioning, 50-year rated roof shingles, blown-in attic insulation, a new front porch and railings, refinished hardwood floors, a completed basement with subfloor, drywall, and shower installation. Additional upgrades include a high-efficiency furnace in 2021, metal garage roof in 2021, and most windows replaced in 2024. The property features tasteful landscaping, a fully fenced backyard, and a concrete driveway that fits at least 7 vehicles plus a boat or RV. This home combines comfort, functionality, numerous updates, and a desirable location. It shows wonderfully - just move in and enjoy!
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,522 |
| Lot Size | 60 ft x 125 ft |
| mls© Number | X13224756 |
| Listed By | ROYAL LEPAGE NRC REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,475
- Property tax
- $377
- Heat allowance
- $150
- Housing costs
- $4,002 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$123,000
gross annual household income
- Payment at 4%
- $2,857 / mo
- Cash down
- $135,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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