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442 - Vine/Linwell, St. Catharines
$849,000
Great opportunity for investors or large families. This property offers three separate living spaces, each with its own kitchen and private entrance, making it ideal for extended family or flexible living arrangements. The main level features an A-frame ceiling, fireplace, full kitchen, three bedrooms, and an additional room that can be used as an office or dining space. The side level includes a one-bedroom plus den with its own kitchen and access to a private backyard, while the lower level has a separate entrance, kitchen, living area, and one bedroom. The home sits on an oversized lot with two separate backyards, a large garage with a workshop, and an extra-long driveway that can accommodate multiple vehicles. Located on a quiet street near the lake and close to schools, parks, and everyday amenities, this property offers plenty of space and potential.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 51-99 |
| Size | 2000-2500 sq. ft. |
| Property Tax | $6,313 |
| Lot Size | 71.73 ft x 169.41 ft |
| mls© Number | X13006198 |
| Listed By | ROYAL LEPAGE REALTY PLUS |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,346
- Property tax
- $526
- Heat allowance
- $150
- Housing costs
- $5,022 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$155,000
gross annual household income
- Payment at 4%
- $3,573 / mo
- Cash down
- $169,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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